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The holidays are stressful; let's not kid ourselves. There are ways to reduce holiday stress, and one is holiday budgeting.

You can still have a joyous holiday season without all the holiday spending that gets out of control. You don't even have to live a minimalist lifestyle as we do. Stop thinking that using your credit cards for holiday expenses is normal, just to pay them for the rest of the upcoming new year. We'll share some easy things that have helped us out!

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