Workers are essential to the growth of the economy, and their welfare and safety are of paramount importance. To this end, the Compensation for Occupational Injuries and Diseases Act (COIDA), No 130/1993 and amended Act No 61/1997, provides compensation for permanent disablement and/or death caused by occupational injuries or diseases sustained or contracted to arise out of and in the course of an employee's employment If in the future, complications arise because of the reported injury or disease closed claim, the claim can be re-opened, but the onus is on the claimant to prove, through medical reports, that the new condition is directly related to the reported injury. RMA is not liable for The provisions as contained in the legislation are administered by the Compensation Fund. The Compensation Fund (CF) has issued a license to two mutual associations namely Rand Mutual Assurance (RMA) and The Federated Employers Mutual Assurance Company (FEM) to administer the provisions of the Act in respect of the construction as well as metals and mining industries. As RMA, we are licensed to provide and administer workers’ compensation benefits to the mining sector (Class IV) and the iron, steel, metal, and related industries (Class XIII). It has been our experience at RMA that most workers only become aware of compensation for injuries and diseases benefits after an injury. There is, therefore, often confusion around what to do due to lack of knowledge of what the compensation benefits entail RMA provides and pays income protection (days off), medical and permanent disablement benefits for a valid occupational injury or disease claim as provided for in COIDA. In the unfortunate event of injury and/or death from workplace accidents or an occupational disease, the injured employee qualifies for benefits. In a case where an employee is deceased, the employee's dependents would qualify for benefits. Claiming for Compensation benefits, In the event of an incident, the employee must inform the employer of the accident or the disease as soon as possible after such accident or diagnosis. All employers are obliged to report the incident to RMA for claim consideration and adjudication as soon as possible or within 7 days in the case of an accident or 14 days in the case of an occupational disease. When a claim is registered it enters the active phase stage. If liability has been accepted for a valid claim, Days Offs benefit will be paid to the injured employee if he/she is booked off for 4 days or longer whilst undergoing medical treatment. RMA will pay medical expenses related to accepted claims up to the maximum annual gazetted tariffs subject to authorisation. When the injury has been stabilised or diagnosed in case of a disease confirmed by the final medical report or relevant reports, a permanent disablement benefit will be awarded based on impairment findings on the report/s.The payment of permanent disablement benefit will be based on the impairment rating. If there is a permanent disablement, it can be a lump sum or monthly pension. In case of a fatality, death benefits will be paid out to the dependant's
investigation costs, and confirmation of diagnosis associated with the reopening of the claim.
Please see full description on the youtube video here https://youtu.be/ZIWCSSR1qJ8
