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As much as we need the little Christmas cheer, we still have to make sure we have food money come January morning.  Here are some last-minute Christmas savings tips that will preserve your cash flow but still keep you in the holiday spirit.

Speak to an investment advisor at PROVEN Wealth to plan your finances for the holidays and beyond.  Visit https://provenwealth.com

Read a full transcript of this episode at https://kalilahreynolds.com/programmes/moneymondays

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REFERENCED IN THIS VIDEO:

Home Budget app - https://play.google.com/store/apps/details?id=com.anishu.homebudget.full

Light Bill Maths playlist https://www.youtube.com/watch?v=7iZW5fS2t6I&list=PLwEx-uzkQ0fOdLOF_xWSjOwuujGzZpcHC

My JPS App review - https://www.youtube.com/watch?v=LOD1zGjpcSw&t=133s

Watch Taking Stock - https://www.youtube.com/watch?v=M7wXHCIsbuU&list=PLwEx-uzkQ0fM3Qft9eP2lTYi-4zCBlNFl