Talking about young adults without good money management, and what the consequences could be down the road into their lives. How important managing money is, and to learn about interest rates on credit cards, and other types of loans. People go homeless, as the result of poor credit, disallowing them to qualify for rent, or other types of housing. With the ease of apps on smart devices, to acquire credit, and loans, it is wise to teach young children old enough to read, the importance of money management. When people experience poverty, their lives loses quality in health, both physical and mental. Physically become sick, very unhealthy, to depression and other psychological issues arise, even suicide. Maintaining sound finances in a way, paves the road to being at peace.