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"Hi Greg,

I'm wondering if you could ease my concerns about New Zealand Superannuation.

I'm 35 years old and I don't think the government will have enough money to pay my pension in retirement.

In 2006, only 12.3% of NZers were over the age of 65.

Now in 2018, that number has risen to 15.2% with Stats NZ predicting by 2048 the number of people in that age demographic will be 1.36 - 1.5 million people.

I just can't see the $55 billion Super Fund paying for it.

Am I being irrational or is this a real concern?

Cheers,
Tim"