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Happy New Year!   Season 4 has begun.  I'm excited to get working on some new projects and to improve others that are in motion.  What are your plans?  Do you make goals?  I play some excerpts from a great book called the 21 Success Secrets of Self Made Millionaires by Brian Tracy.  Written in 2008 it still has great information and truths about financial success.  

Plus, I start the year with a Dumb is Real situation!