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“Be very conscious and aware of the habits you're forming because once they're formed, they're very difficult to break.” -Lloyd Ross

Do you find it difficult to break a bad habit?

Didn't know where to put your energy, time, and knowledge to make the most difference in your life?

This episode discusses what it takes to achieve true financial freedom as well as the significance of deeply understanding the principles of wealth. It also discusses habit formation, both good and harmful, and how to integrate it into our daily life.

Today's guest is a man who has achieved not one, but three university degrees in biomedical science, business, and law. He has built a million-dollar share portfolio from scratch and is the author of "Money Grows on Trees" and "Money Buys Happiness." He and his wife Alicia are the founders of the Side Hustle Secret and are consistently helping people to create a five-figure income-earning online side hustle. His mission is to do what schools should have done and bring simple, effective, and practical financial education to the masses.

Check out these episode highlights:

02:49 - The Great Formula for Happiness

07:17 - How vital it is to be conscious of the habits we are forming

09:52 - How did Lloyd eventually reach his full potential and live a healthier, happier, and more successful life

13:37 - Wealth consists not in having great possessions, but in having few wants

16:47 - We're all on our individual paths to happiness

18:31 - The Difference Between Wealth Games and Social Status Games 

19:49 - What is an asset?

23:29 - The significance of acquiring knowledge of the principles of wealth

27:14 - Having debt is a cost on your mind

Follow Lloyd on Instagram

https://www.instagram.com/lloydjamesross/

Podcast

https://open.spotify.com/show/6pfOdzx9NCkDB287546c3r

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https://www.instagram.com/charlotte_mckinnon/

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Anchor: https://anchor.fm/charlotte-mckinnon2

Apple: https://podcasts.apple.com/us/podcast/darling-youre-different/id1627165214

Spotify: https://open.spotify.com/show/2aC1oJAXltaTmzBb6b3sLw