Description

Matt is a 24 year old mortgage broker who is based on the Gold Coast, for the last 2 years he has been helping everyday Australians find a home loan and achieve the Australian dream. From first home buyers to seasoned property investors, Matt enjoys the challenge of having to deal with all of the ups and downs that come with working in the property industry.    

Episode Sponsor  

This episode is brought to you by More Time Financial. A financial planning, money management and financial education company who are on a mission to help young Australians make smarter decisions with their money.

While working full time Matt have been studying part-time at university to complete his Bachelor of Commerce degree in Accounting & Marketing. Being in finance industry since he was 22 years old, Matt discusses the challenges of transitioning from school to university and into the workforce, the importance of finding a mentor to work for and learn from when you are young and inexperienced and the benefits of working in a small business and being able to see how a business runs from the ground up.

Matt is a big believer in the importance of financial education and would strongly recommend that all schools implement a compulsory money management subject. With plans to one day start his own business Matt is happy to soak up as much experience as possible while working for someone else.

Key Questions:

Q - What does money mean to you?  

A - Money is the freedom to live your life the way you want to live it.

Q - What impact do you see social media having on our generation?  

A - Social media is poison, it breeds insecurity, which leads to compulsive buying behaviour like buying new clothes and cars, which then leads to bias agendas. My recommendation is to just switch it off.

Matt’s top tips for getting into the property market:

• Go seek professional help from a financial planner to help you put in place a good budget to save your deposit
• Put in place a plan to help you control your money.
• Find a good mortgage broker that is willing to hold your hand through the process and educate you.
• Don't buy stuff before you can afford to.

About Me: Ross Marais

I am a Gen Y Financial Adviser & Lifestyle Planner. CoFounder of More Time Financial. For the past 4 years I have been on a mission to help young Australians make smarter decisions with their money.

Follow me Online Here:

Website | rossmarais.com

Instagram | Instagram@rossmarais

Youtube | Youtube@rossmarais

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