When you approach an educational resource - a degree or certificate - think backwards from the desired outcome, don't think forward from an undesirable state. Imagine in your mind what it’s going to look like when you have achieved the outcome and work backward to identify the steps you need to take to achieve it.
This approach helps you stay focused and motivated by giving you a clear sense of direction. It also helps you avoid unnecessary work and make course corrections along your path.
Furthermore, it also helps you determine the value you will gain from obtaining the education.