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Tips for someone under SSDI

The big takeaways are

Know what you are spending on what each month. You can do it in google sheets like me, or use another tool that helps automate it, lime mint.

Have an emergency fund. Emergencies come up, be ready. 3-6 months of expenses is ideal

Invest the excess, just saving money isn’t enough, you need to invest it. In fact, due to inflation, you money may even lose value if it is just in a bank account.

And there are almost always ways to make a little more money. Making money doesn’t have to be draining, you can find more enjoyable ways to do it.

https://anchor.fm/thefruglife/episodes/Investments-vs-Vehicles-for-Investment-e9b1us

https://anchor.fm/thefruglife/episodes/Roth-IRA-e4r62f

https://anchor.fm/thefruglife/episodes/Robinhood-and-Investing-in-US-stocks-e3s011

Music Credit to the purple planet

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