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________Here are the Show Notes________
Revisit Episode 38 for insurance fundamentals.
Two recent claims broke the straw on the camel's back for single-family homes.
Water claims has a lot of denials and payments.
If homes built in 1920-1960 and pipes haven't been touched, chances are pipes are leaking.
Leaking --> cracked pipe --> pipes burst.
If property vacant, pipe leaking, and in cold weather environment, house needs to be ""winterized.""
Establish pre-existing condition by
