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"Underearning is misallocation." #DailyFortune

There are 3 ways to misallocate your time, energy, and money: waste it, give it away, or over spend it.

Your underearning mix is specific to you. You may have some one or two of the trio in check. However, you grossly underperform in the third area. Yep. That's underearning.

2013 survey - 40% unhappy with their work; 71% thinking about or actively looking for new job

2014 survey - 39 hours a week average at work; 40% over 50 hours; 74% poor sleep

2017 survey - 61% have less than $500 in bank account for an emergency

Your actions are largely influenced by your drivers aptly named your BMV

You filter your decisions through these three cognitions which were influenced by your social environment.

REAL growth shapes your BMV. What are you Reading, Experiencing, Associating with, and Listening to?

Stop misallocating your resources. It's hard to start and easy to maintain when you create the right habits. Underearning can be arrested when you stop misallocating.

Your challenge:

Pause and think. Is this the best use of my time, energy, and money?