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Part of leading your household, whether that's you alone or a family of  10, is managing your money. You have to decide where your money goes, or  someone else will decide it for you.

One of the most important steps in taking control of your money is creating a budget. Tell every dollar where to go. You can start with a piece of  notebook paper, an excel spreadsheet, or an app on your phone.

A favorite for the Men of Conviction is Every Dollar:

https://www.ramseysolutions.com/ramseyplus/everydollar?gclid=Cj0KCQjwy5maBhDdARIsAMxrkw1brfGsJMhKcAbji0qo6qG3Jc5qihDYyjN5HruheZ4_7TeoIa_WQGAaAheCEALw_wcB