If you intend to make the most of your Standard Chartered credit cards, then using them smartly is the key. When used in a judicious manner, the consumer is empowered with borrowing options at no hidden cost or interest, extra protection from fraud, and money-saving features like cashback and rewards. Let’s have a look at some of the advantages of using a credit card.
The best credit cards will charge 0% interest on the purchase of goods and services, and allow the purchaser to pay off the full amount within a predetermined period. All you have to make sure is that the amount is paid off in full before the end of the interest-free period. Standard Chartered offers up to 18-23 day-interest-free periods. The general rule of thumb is to clear the debt in its entirety (not just the minimum payment) by the due date so that no interest can be charged. Missing deadlines on credit cards mean interest will be added to the balance at the end of each month.
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It is still wise to practice caution with your credit card details and its PIN and other important details. Learn how to report a stolen credit card or a fraud here.
There are several incentives on offer on the amount you spend using your credit card, depending on the features of the credit card. Cashback and rewards in the form of air miles and loyalty points are usually on offer for purchases done with a credit card. View the range of offers and promotions on the Standard Chartered credit card
What is the eligibility criteria to get a Standard Chartered Credit Card online?
To apply for a credit card online with Standard Chartered, you will need to meet the following eligibility criteria:
● You are between 21 and 65 years of age
● You have a stable monthly income
● You belong to the credit card sourcing cities/locations of the bank
● You agree to all applications being subject to credit and other policy checks of the ban
