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As a financial nut, I was asked what are my My Credentials.  Well, I really don't have any other 30 plus years of hard knocks.  I'm for the school of on-the-job training.  I learn by doing, if I mention something it's because I do it.  If it works for me I tell you about it.  If it doesn't work for me I tell you about it.  So what you are gett is my years of learning and teaching myself.  Believe it or not, I think I'm pretty good.

As time goes faster the value of life is in the little things.   Little things make big things. There is always a lesson to learn,  but most important there's always a lesson to teach.  Greatness comes when you decide to be great. Teach one.