We speak to, for the first time, fellow savings scribe Bea Garcia. We speak about which banks automatically lower repayments on home loans. Hint: Not many do, and you'll need to ask. But as Bea suggests, it might not be a bad idea to keep the repayments the same if you can.
Bea's article: https://www.infochoice.com.au/home-loans/automatic-lower-repayments
00:45 - Savings tip
02:45 - Banks automatically lowering repayments
04:05 - Steps customers need to take
05:17 - Benefits of paying extra
07:38 - How to calculate what works better for you
