In this episode, Steve sat down with James Alexander, the chief credit officer of Cred, which a global cryptocurrency lending platform that facilitates open access to credit anywhere and anytime. One of the interesting things about Cred is that they provide borrowers the ability to leverage their crypto assets to pull out USD in the form of a loan. In addition to the interview with James, Steve also shared how they discussed on peer-to-peer lending and what's in it in the future.