The insurance market has been through its ups and downs over the last few years and 2023 will be no exception to that. Professionals in the industry have known about being in this "Hard Market" for a number of years now, but some experts are suggesting this is going to slowly change and we will see a more stable market soon. James & Mike go over the differences between a Hard & Soft market, some factors into why these markets exist, and give some predictions into how much longer we may see these market conditions last.
