In today’s episode, The Annuity Dudes tackle one of the biggest retirement decisions you'll ever make: Should you keep your pension — or take the lump sum and build your own income stream with a fixed indexed annuity?
We break down the pros and cons of both options and give you a clear roadmap to making the choice that’s right for you. Whether you’ve already received a buyout offer or just want to plan ahead, this episode is packed with insights you can’t afford to miss.
00:00 – Intro: Why pensions are disappearing01:30 – What happened to traditional pensions?06:00 – Lump sum buyouts: What are they and why do companies offer them?10:00 – Pension vs. annuity: Head-to-head comparison15:00 – Income guarantees, spousal continuation, and death benefits20:00 – Inflation protection and payout customization25:00 – Real-world math: Monthly income comparison33:00 – How to decide which route is right for you40:00 – Wrap-up + The Multi-Point Annuity Inspection offer43:00 – Final thoughts and contact info
Pensions are not always the best option
Fixed indexed annuities with income riders can provide more flexibility, legacy options, and competitive payouts
The choice should be guided by your goals, risk tolerance, and spousal needs
Our Multi-Point Annuity Inspection helps identify the top annuity options customized for your retirement plan🔗 Resources & Contact📩 Schedule your Annuity Discovery Meeting: https://annuityassociation.chilipiper.com/concierge-router/link/annuity-association-1st-appointment-routing?utm_source=youtube
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