In today’s episode, host De'Nye talks about the very first step to getting out of debt, and it starts with two tools - Budgeting and Saving. If you haven’t already, she encourages that you invest in one of these two budgeting tools - YNAB (You Need a Budget) or Smart Women Society - Wealth Building tool. You need to know where every penny is going to go for the month, so we can put every possibly dollar toward building up this $1000!