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Money controls so many aspects of our lives and you would think people would be fighting tooth and nail to make sure every penny is used to its full extent, but over a 150 billion is wasted collectively in a variety of a ways. From expired gift cards, forgotten about oyster cards to zombie bank accounts and lost bonds there is a lot of money that is being wasted and for those who want to live and buy in London every penny is needed. Would it be so bad to move out of London though? With prices at a premium, many will be forced to look elsewhere for their houses and the reality is, that many people will need to expand their thinking or drastically increase their finances if they want to live in the capital. Mortgages aside, banks provide us with a variety of services the main one of which is to store our money. A lot of people have stuck with the first bank account they ever opened but is it important to look around every so often or is it a case of if it is not broken, don’t fix it. One thing is for sure, banks do try to lure new customers to them with introductory offers or other incentives whether that be free money or cheap loan rates. If you are financially responsible it can be a great thing to take advantage of, if you are not though, you can find your self in a hole trying to keep up with the trends and buying things beyond your capabilities. With the damaging message regarding Birkin bags recently, it is important to note that you should cut your coat according to your cloths as people are in varying situations and circumstances are different. No human is the same but there are certain individuals that have separated themselves from the rest. By becoming leaders in their fields both in performance and ethically they inspire new generations to carry on and even improve or what they have done, but when is enough, enough? Find out in an insightful episode of TheNineToFivers Podcast. Follow us, Like, Share & Subscribe biolinky.co/theninetofivers