In this episode of EWA’s FIN-LYT Podcast, Matt Blocki and Jamison Smith delve into the critical topic of saving beyond a 401(k), especially for high-income earners. They explore why maxing out a retirement plan is often insufficient for long-term financial independence, using real-life scenarios and calculations to illustrate the gaps that can arise.
The discussion covers strategic saving through Roth accounts, HSAs, brokerage accounts, and direct indexing. With an emphasis on reverse budgeting and proactive planning, Matt and Jamison highlight how disciplined, tax-efficient saving can ensure both financial security and lifestyle flexibility. Especially, for professionals seeking early retirement or greater autonomy over their financial futures.
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