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What’s up everybody? I'm back to give you more tips on how you can set yourself up for financial freedom. Listen up, saving for a rainy day won’t get you very far.

You heard me right. All those years of your mom telling you to save your pennies was not the right advice. It was a start. It wasn’t bad advice. It just wasn’t the right advice.

Saving your money is a start. You definitely need to know where you spend your money. You sure as heck need to spend it on things that you need. There are two other steps to the equation that your mom gave you.