When the Reserve Bank cuts the OCR, how long does it actually take for the banks to follow?
In this episode, Ed and Andrew dig into two years of real data to reveal which banks move fastest, how long rate cuts really take, and whether it’s worth floating your mortgage before a drop.
You’ll learn:
Ed and Andrew break down the numbers and show how timing your loan decisions could mean hundreds (or even thousands) in savings.
And you can download your copy of the spreadsheet mentioned here.
And you can check out the Current NZ mortgage interest rates here.
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