How is medical insurance handled in New Jersey? We are joined by Toby Stark of Stark Insurance. Toby's specialties revolve around the medical insurance business, we want to learn a little bit more about small business and personal medical coverage. We cover such topics as Medicare, the individual marketplace, why is it still open enrollment, and so much more. We want to dive into some of these topics to get a little bit more understanding and to see if we can help people understand a little bit more about their medical insurance options.