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Tonight I am chatting with Michael Del Toro and discussing an new alternative to retirement. The Five Diamond Club which is offering a new way of retiring: living on vacation permanently, in resorts and cruises around the World!  This exciting, care-free, stress-free, work-free, lifestyle will cost you less than many nursing homes and assisted living centers, and includes all your expenses!  Explore your options at www.LiveAtResorts.com or www.LiveOnCruises.com  For those not ready to live permanently on vacations, we also offer an average of 65% savings on all your vacations worldwide with a very affordable subscription at www.FiveDiamondClub.com.