In this episode of "Empower Your Money," Angela Duncan, a speaker, bestselling author, and serial entrepreneur, discusses the importance of managing one's budget, particularly the rent or mortgage expense, which should ideally not exceed 30% of one's take-home pay. She advises against adjustable rate mortgages for those buying a home to live in and encourages listeners to consider their financial goals and explore ways to reduce their rent or mortgage expenses. Angela also provides tips on car depreciation, investing in items like diamonds, and shifting one's mindset towards financial goals. She announces that her book, "Empower Your Money," will soon be available for free download on Amazon for Prime members and urges listeners to share the podcast and its content with others to help more people achieve financial freedom.