Alex + Andrea get into into crucial financial insights and goal-setting strategies! Did you know that 6 in 10 Americans lack a retirement-specific account? Discover the key priorities for effective retirement planning, from emergency savings to workplace account matching and HSA benefits. Plus, we'll explore the pros and cons of carrying a mortgage into retirement, helping you make informed decisions for your financial future. Finally, expert advice on maximizing your 401(k), and learn about the impact of frozen goals on mental health. Don't miss out on these valuable tips for a secure and prosperous tomorrow.