Description

Disability insurance can save you from financial ruin if you’re not able to work, but what happens when you are no longer considered disabled, but are still in recovery. Maybe you can do part of your job, but not all of it, and your pay is reduced as a result.

If you worked with an experienced disability insurance broker, you may be covered!

In this episode, Billy discusses another under-the-radar option coverage that your disability policy should have, and how to get the benefits when you most need them.

Highlights from this episode include:

• This almost completely unknown benefit could be the difference between solvency and poverty (1:28)
• The average claim time for a disability policy and why you might not get any money for a much of that time… without this benefit (3:24)
• Why the recovery benefit is essential and why most insurance companies don’t want you to know about it (3:19)
• This is the only way you can be sure that you have access to the recovery benefit when you need it most (5:45)

To ask questions on insurance coverage or to get a quote, please don’t hesitate to call us anytime at 704-270-2376, and I’d be glad to discuss your specific situation with you.