Join us on Fintech at IU as we sit down with Mary Wisniewski, Editor-at-Large at Cornerstone Advisors. Dive into co-innovation in banking, AI's impact on cryptocurrency, and insights from Mary's journey in the fintech landscape. Discover the past, present, and future of finance and technology in this insightful episode.
00:00-00:01: Podcast Welcome and Introduction
00:01-00:02: Co-innovation Impact on Banking
00:02-00:03: Memorable Stories and Favorite Features
00:03-00:04: Morning Motivation and Life Crisis
00:04-00:05: Money 1033, AI Domains, and Funding
00:05-00:06: Crypto Scandal and Industry Impact
00:06-00:07: Trial Coverage and Cryptocurrency Setback
00:07-00:08: Crypto Hype, Scandals, and Industry Perception
00:08-00:09: AI, Crypto, and Changing Public Image
00:09-00:10: US Economy Uncertainty and Surprises
00:10-00:11: Federal Pressure on Banks and Interchange
00:11-00:12: Credit Cards vs. Debit Cards
00:12-00:13: Banks' Resilience During Recessions
00:13-00:14: Rhetoric vs. Reality in Changing Banking
00:14-00:15: Fintech Products and Their Similarities
00:15-00:16: BNPL and Impulsive Decisions
00:16-00:17: Saving vs. Debt with BNPL
00:17-00:18: Future of Fintech and Large Banks
00:18-00:19: Financial Discipline and Impulsive Decisions
00:19-00:20: Cash Back vs. Overdraft Fees
00:20-00:21: Wells Fargo Scandal and Customer Loyalty
00:21-00:22: City's Fine and Account Practices
00:22-00:23: Banking with Large Organizations
00:23-00:24: Branches During the Pandemic
00:24-00:25: Fintech vs. Traditional Banks and Regulations
00:25-00:26: Government Regulations and Fintech Challenges
00:26-00:27: AI-Generated Voices and Deep Fakes
00:27-00:28: Tech Replacing Human Aspects
00:28-00:29: Traditional Banks' Government Advantage
00:29-00:30: Advice: Insert Yourself into Opportunities
