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In this episode, we explore the dynamic intersection of technology and finance, with a focus on blockchain and cryptocurrency. Today we talk with Sanjib Kalita, Head of Industry at Fintech Meetup and CEO of Gupy.ai, about his experiences at Google, launching Money 20/20, and his insights on the evolving fintech landscape. The conversation covers blockchain's potential, challenges in public perception, and the promising innovations in startups. Sanjid also shares valuable advice for college students and reflects on wealth dynamics. 
 
 00:00 to 00:01:
Intro to podcast and guest, Sanjib Kalita, on college-focused fintech.
00:01 to 00:02:
Sajid's excitement for creative work and turning ideas into reality.
00:02 to 00:03:
Discussing blockchain for credit report issues and timing challenges.
00:03 to 00:04:
Insights into blockchain benefits, early adoption challenges, and fraud prevention.
00:04 to 00:05:
Exploring public perception, differentiating blockchain from crypto.
00:05 to 00:06:
Discussing blockchain in healthcare, advocating open-mindedness.
00:06 to 00:07:
Emphasizing blockchain's positive impact, tackling fraud.
00:07 to 00:08:
Reflecting on negative perceptions of crypto, need for education.
00:08 to 00:09:
Comparing global regulatory perspectives on blockchain.
00:09 to 00:10:
Highlighting fintech startups in entertainment and sports.
00:10 to 00:11:
Focus on startups in entertainment and sports for financial services innovation.
00:11 to 00:12:
Importance of risk appetite, innovation, and cutting out middlemen.
00:12 to 00:13:
Exploring challenges of cutting out middlemen, importance of support.
00:13 to 00:14:
Changing landscape of the financial industry, early adoption challenges.
00:14 to 00:15:
Reflecting on experiences of being too early in the market.
00:15 to 00:16:
Insights into marketing strategies, challenges of sounding too good.
00:16 to 00:17:
Reflecting on wealth dynamics, maturity, and consequences.
00:17 to 00:18:
Comparing crypto market growth with historical manipulations.
00:18 to 00:19:
Reflecting on the evolution of blockchain and crypto markets.
00:19 to 00:20:
Discussing missed opportunities, challenges of predicting trends.
00:20 to 00:21:
Reflecting on marketing's influence on public perception.
00:21 to 00:22:
Discussing personal encounters with billionaires, wealth impact.
00:22 to 00:23:
Exploring generational perspectives on wealth, pitfalls.
00:23 to 00:24:
Sharing experiences of first paychecks and financial independence.
00:24 to 00:25:
Drawing parallels between excitement over paychecks and a candy store.
00:25 to 00:26:
Closing remarks, gratitude to guest, audience, and advisors.
00:26 to 00:27:
Asking advice for college students: Learn functions, bridge finance and tech.
00:27 to 00:28:
Emphasizing understanding functions, financial vocabulary, interdisciplinary knowledge.
00:28 to 00:29:
Expressing gratitude to guest, contributors, and concluding the episode.
Tell me more about blockchain benefits.What are some fintech startup trends?