Ep 11 - Did you know that you can leverage your credit to invest in business assets? In this episode of the Share the Wealth, Dalle Garcia reflects on being fascinated by how money works at a young age. This led her to seek knowledge and build networks to reach her financial goals. She learned to use credit and authorized user accounts to her advantage. By using debt smartly, she’s able to find the resources to jump into the investing space. Dalle Garcia was born and raised in the Bronx, New York City. Her first job out of school was at a real estate law firm in White Plains, New York. There she learned the art of real estate and it was the best thing that ever happened. Soon thereafter, she was mortgage brokering and helping homeowners get financing. Reviewing credit has been something she learned very early due to home loan financing. Getting a real estate license while serving loans was a no-brainer. Things changed really fast in 2008. Surviving the last recession had geared her into having financial setbacks and had to work on her own personal credit.
Tune in now and learn specific strategies when it comes to your building credit score!
________________________________ FREE Discovery call for The Microfamily Investing Accelerator https://calendly.com/noirvest/microfamilymavericks ________________________________ [00:01 - 15:14] Who is Dalle Garcia?
- Helping people build business credit and leverage it to purchase assets
- Being an immigrant and growing up dreaming to do bigger things
- Studying hard about credit and learning from her mistakes
- Feeling responsible for her family and now, teaching her son early about finances
[15:15 - 23:09] Being More Creative With Credit
- How to get higher lines of credit when you don’t have assets to show for
- Dalle explains authorized user accounts for credit cards
- Leveraging good credit
- The lessons she gained from working in a real estate law firm
- Utilizing her credit to buy real estate
[23:10 - 28:18] Hedging Inflation Through Credit
- Working together with people with good credit
- Using business funding and reinvesting
- You can always get a nice return with real estate
[28:19 - 32:33] Reinvesting Debt
- Start branching off with your finances
- Buy assets with debt
- Dalle shares one client's success story
[32:34 - 38:19] Closing Segment
- Do you want to build wealth for yourself and your family? You need THE LAUNCHPAD. Click here to learn more!
- The final 2 questions
- Dalle on diversification: You need to diversify in certain scenarios in life
- Connect with Dalle!
Key Quotes “I appreciate people that want to grow. And even if they don't know, they’re just going to leap. That's the key. Go and go for it. Stop overthinking it.” – Dalle Garcia “I love to educate business owners, even people that don't have a business and are thinking about starting something.” – Dalle Garcia
“You have to diversify certain scenarios in life depending on how that impacts you. Because if you're self-employed and you only have one form of income and that business slows down and you don't have nothing else.” - Dalle Garcia
Connect with Dalle on
LinkedIn and at info@goldcrowncredit.com. Visit the
Gold Crown Credit website and follow them on
