For years, financial advisors and retirees alike have relied on three well-known retirement benchmarks: the 4% rule, the million-dollar savings goal, and retiring at age 65. But are these numbers truly reliable, or are they leading people into financial uncertainty? In this episode, [Host’s Name] dives deep into why these outdated retirement planning assumptions can be dangerous pitfalls—and what strategies you should be using instead.
By working with countless retirees, [Host’s Name] has seen firsthand how rigidly following these rules can derail financial security. From the unpredictability of market downturns to the highly personal nature of spending patterns in retirement, this episode exposes the flaws in conventional wisdom and offers practical, flexible alternatives to help you achieve financial freedom.
Key Takeaways from This Episode:
• Why the 4% rule doesn’t work in today’s unpredictable market.
• How focusing on income rather than a set savings goal creates financial security.
• Why retirement isn’t about age—it’s about financial and personal readiness.
• The importance of spending flexibility during the “Go-Go, Slow-Go, and No-Go” years.
• How customized retirement planning can prevent costly mistakes and ease financial anxiety.
If you’ve ever felt stressed or uncertain about retirement, this episode will give you the tools to break free from outdated rules and build a strategy tailored to your unique goals.
👉 Take control of your retirement today! Start by taking [Host’s Name]’s free Retirement Readiness Quiz—you’ll get a custom breakdown of your financial standing and actionable advice on how to secure and optimize your retirement strategy. Click the link in the show notes to get started!
“If you live by outdated retirement rules, you risk going broke—or worse, missing out on the retirement you’ve worked so hard for
Learn more about Adam Olson by visiting the following links:
--
Investing involves risk, including loss of principal.
Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions. Any strategies discussed may not be suitable for everyone.
Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC. Adam Olson, Representative. Mutual of Omaha Investor Services is not affiliated with any entity listed herein.
This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product.
Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties. Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.
