There's a lot more to retirement than simply deciding "when" you want to make the transition. And it goes well beyond just the financial considerations, though clearly that's important too.
You should also consider things like:
- How you'll spend your time
- How your relationships might change and evolve
- The psychology associated with the transition from savings to spending
- Striking and maintaining a healthy balance between enjoying today while being prepared for tomorrow
- Sustainable strategies to create income throughout your retirement
- And a whole lot more
Related reading: Are You Retiring to Something?
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