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Description

What We Cover:

  1. Interest Rate Update (Dec 11)

  2. New Mortgage Rules (Effective Dec 15)

    • 30-year amortization for first-time buyers.
    • Higher income limits for insured mortgages.
    • Easier stress test rules.
  3. Calgary Blanket Rezoning Controversy

    • City’s zoning changes to allow more multi-unit homes.
    • Lawsuit challenges from community groups.
  4. November 2024 Market Update (CREB)

    • 45% increased inventory compared to last November
  5. 2025 Q1 Outlook

    • Interest rate drop + mortgage changes = increased buyer activity.
    • Prices likely stable or slightly higher.
    • Sellers’ market expected to continue.