Melody Wright is a U.S. housing and mortgage-market analyst.In this conversation, Melody discusses the distressing state of the housing market and shares her predictions for what’s coming.
Chapters
00:00 Current State of the HousingMarket
03:58 Understanding FHA Loans and Their Impact
10:02 The San Diego Housing Market
16:49 Historical Context: How We Got Here
24:51 The Future of Housing: Predictions and Concerns
31:04 The Housing Market Recovery
32:39 The Shelter Crisis and Homelessness
34:35 The Role of Non-Bank Lenders
35:57 Delinquency Rates and Foreclosure Trends
38:23 New Home Inventory Dynamics
40:42 Urban vs. Suburban Living Trends
41:27 The Reliability of Housing Data
46:38 Government Intervention and Economic Stability
51:26 Nvidia and CorporateAccountability
56:12 Preparing for Economic Uncertainty
Connect with Melody
Substack: https://substack.com/@m3melody
YouTube: https://www.youtube.com/@m3_melody
Videos Melody Discussed
Where is Coreweave’s Money Coming From?
https://www.youtube.com/watch?v=K6xALgeaSZM
Nobody Special Reacts to Coreweave CEOon Mad Money with Jim Cramer
https://www.youtube.com/watch?v=sxwaq3OA0Sw
Nvidia is Renting It's Own Chips BackFrom Coreweave
https://www.youtube.com/watch?v=UaCJQKaxJtg
Topics
housing market, FHA loans, mortgage crisis, real estate, home prices, delinquencies
