Description

In this conversation, Tanh discusses three important terms for investors: loan-to-value ratio (LTV), debt service coverage ratio (DSCR), and amortization. The LTV is a ratio that determines how much a lender can safely lend based on the property value. The DSCR measures a property's ability to generate enough income to cover mortgage obligations. Amortization is the process of dividing a loan into fixed payments over time. Understanding these terms is crucial for investors to have informed conversations with lenders and make sound investment decisions.

Takeaways

1. Loan-to-value ratio (LTV) determines how much a lender can safely lend based on the property value.
2. Debt service coverage ratio (DSCR) measures a property's ability to generate enough income to cover mortgage obligations.
3. Amortization is the process of dividing a loan into fixed payments over time.
4. Understanding these terms is crucial for investors to have informed conversations with lenders and make sound investment decisions.

Chapters

00:00 Understanding the Loan to Value Ratio (LTV)

02:26 Evaluating Property Financial Capability: Debt Service Coverage Ratio (DSCR)

03:58 The Art of Amortization in Real Estate Finance

🔋 Support My Channel 🔋

Bitcoin: bc1pe8ejjypqem83tupwurs68jlchwsh0889mfjgpxss7xentgcfwkpstv5y2h

Sats via Strike: https://strike.me/tanh

Dollars via Paypal: https://www.paypal.com/paypalme/tanht

Dollars via Venmo: https://account.venmo.com/u/tanh-truong

🌍 Website: https://www.wontonwealth.com

✖️ X: http://www.x.com/tanhtruong

📷 IG: http://www.instagram.com/pro_tanh

🤓 LinkedIn: http://www.linkedin.com/in/tanh-truong-30a18ab0/

❗ DISCLAIMER: This show is for entertainment purposes only. Before making any decisions consult a professional. This show is copyrighted by Wonton Wealth. Written permission must be granted before syndication or rebroadcasting.