The clip at the beginning of this video broke my heart when I saw it. I could feel the raw pain of this man (wearing the cap) and, in just a minute, I understood the systemic, generational wealth gap (and racism) that exists in the Black community. I can't help with the generational racism, but I can do my part in trying to educate minorities of all color about how we can all create Generational Wealth in our families and our communities. It's not difficult, it's not impossible, it just requires you to learn and apply those lessons and be persistent. I started with a negative net worth about 12 years ago; today, with 1.4M in net worth and climbing, I've learned a few lessons which I can share in order to help others. We gotta fix this. All of us who can, have to help educate; we gotta try.