You asked, we’re answering. In this episode, we’re reacting to your toughest comments and biggest questions about retirement planning. From misconceptions about market returns to the hidden dangers of inflation, we’re setting the record straight and diving deeper into the strategies that actually secure your financial future.
Smallwood Wealth financial advisor Rob Marks returns to clarify the confusion, challenge assumptions, and offer actionable advice for building a retirement plan that lasts. He breaks down why average returns can be misleading, how personal inflation can quietly erode your savings, and the strategies that can safeguard withdrawals during market downturns. Plus, Rob shares how to build a backup plan for financial stability, no matter what the market throws your way.
Chapters
0:00 Intro
2:38 Reacting to Market Return Misconceptions
7:02 How Personal Inflation Impacts Your Savings
12:52 Addressing Uncertainty in Retirement Planning
16:05 Lessons from 1984: CDs and Economic Shifts
27:07 Transitioning Smoothly into Retirement
30:33 Strategies for Withdrawals During Market Downturns
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