Most people won’t realize they’ve messed up their retirement plan until it’s too late.
In this episode, two seasoned financial advisors drop hard truths about what it really takes to retire comfortably, and why starting early isn’t optional. Rob Marks joins John Smallwood to expose the traps most people fall into, from chasing hot stocks to waiting for “the right time” to save.
This episode is packed with powerful insights that go way beyond budgeting tips. Rob and John pull back the curtain on how psychology, trust, and long-term thinking shape real financial success. If you care about building a life where money works for you, this conversation is essential.
Chapters
0:00 Introduction
1:36 Navigating Financial Planning Education
7:01 Why Early Financial Planning Changes Everything
24:39 The Power of Starting Young With Investing
36:02 Stock Picking vs Diversification
47:10 Gratitude and Relationships in the Digital Age
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