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Is your money working hard enough? In this week's episode, Lauren and Nick are breaking all things savings––savings buckets, emergency funds, and even retirement. Are you actually saving smarter or just making things harder for yourself? 

1:38 - What savings buckets should we have and what % to put in each?

7:53 - How big is your emergency fund?

14:26 - How much should I be saving for retirement?

23:28 - What do you do with your money after all your savings goals are me?

30:14- How do you balance saving for the future with enjoying life today?

37:23 - Am I losing too much money in my sinking funds?!

43:25 - Lauren and Nick's savings goals for 2025

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