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Is being frugal actually helping you, or is it just making your life harder? And what can you do to make a real difference with your finances? In this week's episode, Lauren and Nick break down the right (and wrong) ways to be frugal!

0:44 - Is being frugal worth it?

9:56 - Should you spend more just because you can afford to

15:11 - Where NOT to be frugal

20:35 - Where can people cut back with their spending?

29:19 - How do you balance lifestyle creep with improving quality of life?

36:40 - Spending on your priorities

41:24 - Where are people going wrong with being frugal?

44:05 - Are boomers right about avocado toast?

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