Cleo is an AI-powered personal finance app that aims to simplify money management through features like budgeting, saving assistance, and credit building. The app offers cash advances, with amounts subject to eligibility, and a credit builder card issued by WebBank. Cleo uses a conversational "roast" or "hype" mode to engage users and provides personalized financial advice. User reviews praise Cleo for making saving and budgeting fun and effective, while security measures like data encryption and read-only access are emphasized to assure users of data protection. The platform encourages users to download the app via QR codes and highlights various resources, including a blog, career opportunities, and press releases. The app also uses cookies to personalize the user experience.
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