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$SOFI has released its Q4 and full-year 2024 earnings, marking a record-breaking year in several aspects. Member growth reached 10 million, up 34%, driving adjusted net revenue to $2.6 billion (+26% YoY). Financial health shows strong EBITDA at $665M with a margin of 26%. However, risks include uncertainties in macroeconomic factors. The future outlook remains positive, with opportunities for continued growth across the Financial Services and Tech Platform segments. For further details, visit http://valueverge.com/SOFI.