Think “flip without buying” is a myth? In this episode, Joette Trinh demystifies creative financing—what it is, who it’s for, and the contract and deposit rules that actually protect your deal. Expect practical guardrails and tips for choosing the right attorney for your strategy, so you can build safely and confidently.
👤 Guest Bio
Joette Trinh is a first-generation American real estate attorney, licensed in CT and MA. Over 12 years, she has handled thousands of investor closings. Raised by a Vietnamese refugee mother, she earned scholarships, cold-called her way into mentorship, and now runs Trinh Law, an investor-focused firm, while building a buy-and-hold portfolio with her husband. She also teaches investors how to use creative finance safely and legally.
🔑 Key Insights
💡 Scarcity mindset can be rewired into legacy thinking.
💡 Scholarships and sweat equity can replace family money.
💡 Persistence beats a $40K seminar fee.
💡 Creative finance tools let you flip with no bank loan.
💡 Contracts & deposits are the bedrock of every deal.
💡 Multiple income streams like flips, rentals, and firm optimize cash, tax, and impact.
💡 Giving back turns profit into community change.
⏱️ Timestamps
02:29 – Single-mom upbringing & the money-mindset shift
03:43 – Six-month cold-call saga that unlocked free mentorship
07:33 – Double-major to real-estate pivot: why passion beat degrees
12:51 – Building a balanced portfolio: rentals, flips, law-firm cash flow
13:47 – Designing a wealth blueprint for three kids’ legacy
16:54 – Top legal blind spots new investors overlook
23:44 – Wholesaling & novation: flip without buying property
27:30 – Biggest life lesson in the last decade
29:11 – Turning closings into kids’ wheels
🤝 Connect With Our Guest
Website: https://trinh.law
Instagram: https://instagram.com/trinhlawfirm
LinkedIn: https://linkedin.com/in/joette-trinh
Facebook: https://facebook.com/TrinhLaw
💛 Charity Spotlight
Can’dAid (https://candaid.org)
— providing tools and access for under-resourced communities to lead healthy, active, and creative lives
👋 Connect With Me
Giang Nguyen
Multifamily Investor
Commercial Mortgage Broker
Founder – One River Capital
Website: https://onerivercapital.com
Instagram: https://instagram.com/thatsalsainvestor
Facebook: https://facebook.com/thatsalsainvestor
LinkedIn: https://linkedin.com/thatsalsainvestor
FREE Discovery Call: https://links.onerivercapital.com/lets-connect
FREE Guide: https://links.onerivercapital.com/multifamily-syndication-guide
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