In this episode, we’re diving headfirst into the terrifying trenches of Reddit’s most cringe-worthy student loan horror stories—because nothing says “fun” like realizing your monthly payment is higher than your mortgage. 💀
We’re reading real posts from real people who are out here battling six-figure debt, interest rates that defy gravity, and repayment plans that feel more like lifetime sentences. But we’re not just here for the drama (though there’s plenty of that). After each story, we break down what went wrong and how to possibly course-correct—whether it’s understanding forgiveness programs, consolidating, or finally applying for the SAVE plan you’ve been avoiding like leg day.
👻 Spoiler Alert: The villain in these stories isn’t always the lender. Sometimes it's procrastination, bad advice, or trying to get a PhD in underwater basket weaving.
If you’ve got loans—or just love the financial equivalent of a true crime episode—this one’s for you.
⚠️ Disclaimer: This episode is for informational and entertainment purposes only and not a substitute for individualized financial advice. Also, may cause mild sweating if you have student debt and haven’t checked your loan status since 2019.
Follow us on IG:
Budgets for Badges: https://www.instagram.com/budgetsforbadges
Rebecca Jameson: https://www.instagram.com/bluelinemoneycoach
Chris Harksen-Lucero: https://www.instagram.com/beyondthenumbersbn
