🚨 Spoiler alert: high interest isn’t a compliment. 🚨
In this episode of Budgets for Badges, we’re flipping on the lights and sirens for a true personal finance emergency: credit card debt. It starts with a swipe and ends with a 911 call to your wallet. If you’ve ever looked at your statement and wondered how dinner at Applebee’s turned into a monthly payment plan—this one's for you.
We’ll break down:
Why credit cards feel like backup units but act more like repeat offenders
The psychological trap of “points,” “rewards,” and other lies we tell ourselves
How to assess your current debt without spiraling into a full-blown existential crisis
Tactical ways to pay it off—without selling a kidney or working 47 overtime shifts
Preventative strategies so your credit card doesn’t ghost you right after payday
Because when it comes to high-interest debt, waiting until it’s “not that bad” is the financial equivalent of clearing a building solo. Don’t do it.
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Rebecca Jameson: https://www.instagram.com/bluelinemoneycoach
Chris Harksen-Lucero: https://www.instagram.com/beyondthenumbersbn
