In this episode of the Moms Makin Dough Podcast, host Kendra Hewitt walks listeners through her signature 5-step personal finance quarterly review—what she calls the “ninja Jedi tricks” of money planning. Designed especially for busy, faith-based moms and female entrepreneurs, this practical framework helps women spring-clean their finances and reverse-engineer their money goals with clarity and confidence.
Kendra shares how she uses this exact process in her own life to identify unnecessary spending, make powerful money-saving phone calls (like her recent $6,000 win!), and align future spending with family values. She also reveals the biggest mistake many women make—failing to address their personal financial habits before trying to scale a business.
Listeners will learn:
• How to do a simple “statement audit” to assess spending patterns using the 3 N’s: Necessities, Negotiables, and Nice-to-Haves
• The power of planning ahead for upcoming large purchases like summer camps and vacations
• Why checking your credit score every quarter is a game-changer for long-term financial freedom
• What it means to protect your current assets through insurance, estate planning, and emergency readiness
• How to review and realign your current investments (including ones for your children) with your future financial goals
Kendra also shares personal stories, including a moment when she froze her massage membership and a candid example of how she and her husband helped each other improve their credit scores through intentional planning.
Whether you’re just getting started with budgeting or you’re a seasoned entrepreneur looking to clean up your personal finances, this episode is packed with tools, templates, and real-life wins to get you moving in the right direction.
“If you don’t live in facts, you live in fantasy—and it’s hard to make a fantasy become reality.” - Kendra Hewitt
Learn more about Kendra Hewitt by visiting the following links:
