This podcast episode discusses the significant impact of artificial intelligence on the fintech sector, focusing on promising AI-powered startups for 2025. It highlights three examples: BeatBread (providing funding for artists), Clerkie (offering AI-driven debt management), and Papaya Global (simplifying global workforce management). The episode further explores the potential benefits and challenges of AI in fintech, particularly within the South African context, emphasising opportunities for financial inclusion and navigating regulatory complexities. Finally, it stresses the importance of responsible AI development and collaboration to mitigate potential risks.