If you’re over 55, your biggest financial risk isn’t the share market or interest rates, it’s your behaviour. At this stage of life, retirement success is less about chasing returns and more about managing your mindset, your spending patterns, and your investment decisions.
In this solo episode, Scott explores the psychology of money and how it impacts Australians approaching or entering retirement. With average super balances often sitting below what’s needed for a fully self-funded retirement, the difference between confidence and stress often comes down to behaviour, not just numbers.
You’ll learn:
- Why behaviour becomes more important than growth once you move from accumulation to retirement
- How inherited “money scripts” can quietly influence your spending, investing and retirement confidence
- The difference between scarcity thinking and structured asset allocation
- Why holding too much cash can erode purchasing power over time
- How to think about converting super into sustainable income, not just preserving capital
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General advice only. This content doesn’t consider your objectives, financial situation or needs. Consider whether it’s appropriate for you and read our FSG before acting. Past performance is not a reliable indicator of future results. Wealthlabplus Pty Ltd (AFSL 485478).
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